Bad Faith Lawsuit Forces Ohio Insurer to Pay $1.1 Million More in UIM Benefits After 2022 Crash
Mentor, United States - May 17, 2026 / Piscitelli Law Firm - Injury & Car Accident Lawyer /
Cleveland, Ohio - $1.2 Million Recovery for Ohio Man After Devastating Car Crash and Insurance Dispute
Piscitelli Law Firm secured a total recovery of $1.2 million for an Ohio contractor who sustained permanent, life-altering injuries after a teenage driver ran a red light on an icy November 2022 night and struck his vehicle.
The impact fractured the client's dominant right wrist and tore multiple structures in his right shoulder. The injuries set off a three-year course of treatment that included four major surgeries, among them a "salvage procedure" in which four bones were permanently removed from his wrist. Despite the extensive medical intervention, the client was left unable to continue his career as a self-employed contractor and has experienced chronic, daily pain that affects every aspect of his life.
The at-fault driver's insurer paid its $100,000 policy limit. The client's own insurance company, however, initially offered only a fraction of the underinsured motorist (UIM) benefits available under his auto and umbrella policies - despite years of premium payments specifically for that protection. Piscitelli Law Firm filed suit on grounds of breach of contract and bad faith.
"Insurance is a promise of protection, and my client held up his end of that bargain for years by faithfully paying his premiums," said Frank E. Piscitelli, Jr., founder of Piscitelli Law Firm. "When he suffered life-altering injuries and needed that support the most, the insurance company tried to under value his claim. We filed suit to ensure the insurance company honored their obligations, and this $1.2 million recovery reflects the true magnitude of what he has endured."
Following litigation, the insurance company agreed to pay an additional $1.1 million in UIM benefits.
The settlement brought the client's total recovery to $1.2 million after being seriously injured in a car accident in Ohio.
This case underscores the importance of carrying adequate underinsured motorist coverage and having legal representation prepared to enforce it. Those who have been seriously injured in a car accident in Ohio and believe their insurer is not honoring its obligations are encouraged to contact Piscitelli Law Firm.
Contact Information:
Piscitelli Law Firm - Injury & Car Accident Lawyer
7200 Center Street, Suite 312
Mentor, OH 44060
United States
Frank Piscitelli
+1-216-931-7000
https://getfrankgetjustice.com
